Key Person Insurance
Tuesday, May 14, 2019Key Person Insurance A way for businesses – especially niche businesses – to address a major risk. Who are the people most crucial to your business? Have you taken steps to insure them?
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May Monthly Economic Update
Wednesday, May 1, 2019In this month’s recap: the S&P 500 returns to record territory, key economic indicators show strength, oil continues its ascent, and existing home sales decline.
Read MoreCan an IRA Be a College Savings Vehicle?
Tuesday, April 16, 2019Can an IRA Be a College Savings Vehicle? You might be surprised at its potential. An IRA is a retirement savings account, right? Indeed.
Read MoreApril Monthly Economic Update
Monday, April 1, 2019In this month’s recap: the Federal Reserve sees no rate hikes in 2019, investors watch Treasury yields with interest, hiring suddenly weakens, home sales pick up, and the price of oil tops $60. Monthly Economic Update Presented...
Read MoreAn Executor Checklist
Tuesday, March 12, 2019An Executor Checklist The steps you may need to take to fulfill a major responsibility. If you are an executor to an estate, you must carry out your duties responsibly. Fulfilling these duties is not only a measure of your ability, but...
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March Monthly Economic Update
Friday, March 1, 2019In this month’s recap: domestic and foreign shares (and many commodities) advance, as two major investor anxieties ease for the moment. Monthly Economic Update Presented by Ross Hunt, CFP®, March 2019 THE MONTH IN BRIEF You...
Read MoreMajor Risks to Family Wealth
Saturday, February 23, 2019Major Risks to Family Wealth Will your accumulated assets be threatened by them? All too often, family wealth fails to last. One generation builds a business – or even a fortune – and it is lost in ensuing decades. Why does...
Read MoreFebruary Monthly Economic Update
Friday, February 1, 2019In this month’s recap: equities rally here and around the world, economic fundamentals look solid, the pace of home sales slows, and oil surges. Monthly Economic Update Presented by Ross Hunt, CFP®, February 2019 THE MONTH IN...
Read MoreJanuary Monthly Economic Update
Tuesday, January 1, 2019In this month’s recap: equity and commodity markets experience major losses, the Fed sends a hawkish message, home sales improve, and the economy maintains its momentum. Monthly Economic Update Presented by Ross Hunt, CFP®,...
Read MoreThe Different Types of IRAs
Thursday, August 30, 2018This popular retirement savings vehicle comes in several varieties. What don’t you know? Many Americans know about Roth and traditional IRAs, but there are other types of Individual Retirement Arrangements. Here’s a quick...
Read MoreFinancial Steps to Take Before a Divorce
Sunday, May 13, 2018Wise moves to make before things are finalized. Before your divorce goes through, it will be wise to check up on financial matters. It will be better to assess the state of your financial life before the split rather than after. Find...
Read MoreThe Major 2018 Federal Tax Changes
Wednesday, May 9, 2018Comparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses refine their income tax strategies....
Read MoreAre Millennial Women Saving Enough for Retirement?
Thursday, May 3, 2018
Are Millennial Women Saving Enough for Retirement? The available data is more encouraging than discouraging. Women 35 and younger are often hard-pressed to save money. Student loans may be outstanding; young children may need to be...
Read MoreCharacteristics of the Millionaires Next Door
Tuesday, May 1, 2018The habits and values of wealthy Americans. Just how many millionaires does America have? By the latest estimation of Spectrem Group, a research firm studying affluent and high net worth investors, it has more than ever before. In 2015...
Read MoreExplaining the Basis of Inherited Real Estate
Saturday, April 28, 2018What is cost basis? Stepped-up basis? How does the home sale tax exclusion work? At some point in our lives, we may inherit a home or another form of real property. In such instances, we need to understand some of the jargon involving...
Read MoreComprehensive Financial Planning: What It Is, Why It Matters
Wednesday, April 25, 2018Your approach to building wealth should be built around your goals & values. Just what is “comprehensive financial planning?” As you invest and save for retirement, you will no doubt hear or read about it – but what...
Read MoreShould You Make a Child Your IRA Beneficiary?
Wednesday, January 24, 2018
If you do, there are some “minor concerns” to keep in mind. Should you make a minor child the primary beneficiary of your IRA? Are there any caveats to that choice? IRA owners frequently name young children as contingent...
Read MoreThe "Hunt" Club - July 2017
Saturday, July 1, 2017The "HUNT" Club A monthly newsletter for our clients and friends July 2017 Edition
Read MoreThe "Hunt" Club - June 2017
Thursday, June 1, 2017The "HUNT" Club A monthly newsletter for our clients and friends June 2017 Edition
Read MoreThe Reasons for a Roth Solo 401(k)
Wednesday, May 17, 2017Here is a way for a solopreneur to save much more for retirement. Self-employed? Seeking to ramp up your retirement savings? You should look at the potential of the Roth Solo 401(k). If you are a high-earning solopreneur, this savings...
Read MoreFRIDAY Q&A
Friday, May 5, 2017Does taking a Roth IRA distribution affect the taxation of Social Security benefits? Generally, no. If the Roth IRA distribution is a qualified distribution (i.e., it’s made after 5 years and because the Roth IRA owner is age 59...
Read MoreMurrieta CFP® Receives Advanced Training from America’s IRA Experts at Ed Slott and Company, LLC
Wednesday, May 3, 2017Press-Release - Ed Slott IRA Conference – May 2017
Read MoreThe "Hunt" Club - May 2017
Monday, May 1, 2017The "HUNT" Club A monthly newsletter for our clients and friends May 2017 Edition
Read MoreRobo-Advisors vs. Human Advisors
Saturday, April 22, 2017If an investor chooses a non-human financial advisor, what price could they end up paying? Investors have a choice today that they did not have a decade ago. They can seek investing and retirement planning guidance from a human...
Read MoreWhat is Compensation for IRA & Roth IRA Contribution Eligibility?
Wednesday, January 11, 2017Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 may result in a 10% IRS penalty tax in addition to current income tax. The Roth...
Read MorePress Release – Local CFP® at RMH Advisors, LLC Receives Advanced Training from America’s IRA Expert
Tuesday, November 8, 2016press-release-ed-slotts-master-elite-workshop-oct-2016-rmh
Read MoreSocial Security Survivor Benefits
Thursday, October 6, 2016How do you claim them? How much can you receive? About 5 million widowed Americans get Social Security survivor benefits. If your spouse has passed, you may be eligible to collect them. This means that you could receive as much as 100%...
Read MoreWhen Is Social Security Income Taxable?
Friday, August 19, 2016The answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to contend with this possibility since...
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