Will You Avoid These Estate Planning Mistakes? Too many wealthy households commit these common blunders. Many people plan their estates diligently, with input from legal, tax, and financial professionals. Others plan earnestly but make...
Read MoreIn this month’s recap: Stocks, gold, and oil all surge, a door opens for U.S.-China trade talks to resume, and the Federal Reserve suddenly sounds dovish. Monthly Economic Update Presented by Ross Hunt, CFP®, July 2019 THE...
Read MoreTax EfficiencyWhat it means; why it counts. The after-tax return vs. the pretax return.Everyone wants their investments to perform well. But for many investors it’s their after-tax return that may make all the difference. After...
Read MoreFederal Student Loan Interest Rates Decrease for 2019-2020 For the first time in three years, interest rates on federal student loans will decrease for the 2019-2020 academic year. The lower rates apply to new federal student loans...
Read MoreSigns of Elder Abuse Physical, mental, and financial warning signals. Is someone taking advantage of someone you love? June 15 is World Elder Abuse Prevention Day, a day to call attention to a crisis that may become even more common as...
Read MoreIn this month’s recap: major stock benchmarks descend as new developments in the U.S.-China tariff dispute lead to a broad risk-off in equities; consumer confidence surges, while the housing market cools. Monthly Economic...
Read MoreThe Financial Realities of Longevity Your financial future is up to you and no one else. What will be your future?You know that solid retirement strategy takes your time horizon, an often unpredictable factor, into consideration. Your...
Read MoreKey Person Insurance A way for businesses – especially niche businesses – to address a major risk. Who are the people most crucial to your business? Have you taken steps to insure them?
Read MoreIn this month’s recap: the S&P 500 returns to record territory, key economic indicators show strength, oil continues its ascent, and existing home sales decline.
Read MoreCan an IRA Be a College Savings Vehicle? You might be surprised at its potential. An IRA is a retirement savings account, right? Indeed.
Read MoreThe High Cost of Health Care A financial strategy can take health care costs into account. One of the most ubiquitous aspects of social media in recent years has been the arrival of Americans crowdfunding around a major health issue....
Read MoreIn this month’s recap: the Federal Reserve sees no rate hikes in 2019, investors watch Treasury yields with interest, hiring suddenly weakens, home sales pick up, and the price of oil tops $60. Monthly Economic Update Presented...
Read MoreRetiring Single If you are retiring single, income replacement and staying socially engaged should be considerations. About 6% of Americans 65 and older have never married. That statistic comes from a 2018 Census Bureau report, which...
Read MoreAn Executor Checklist The steps you may need to take to fulfill a major responsibility. If you are an executor to an estate, you must carry out your duties responsibly. Fulfilling these duties is not only a measure of your ability, but...
Read MoreIn this month’s recap: domestic and foreign shares (and many commodities) advance, as two major investor anxieties ease for the moment. Monthly Economic Update Presented by Ross Hunt, CFP®, March 2019 THE MONTH IN BRIEF You...
Read MoreMajor Risks to Family Wealth Will your accumulated assets be threatened by them? All too often, family wealth fails to last. One generation builds a business – or even a fortune – and it is lost in ensuing decades. Why does...
Read MoreFinancial Strategy for Athletes Step One: Find a trusted financial coach; Step Two: Listen to your coach. Whether you are a professional athlete, a college amateur, or an aspiring Olympian, you probably know what success feels like....
Read MoreIn this month’s recap: equities rally here and around the world, economic fundamentals look solid, the pace of home sales slows, and oil surges. Monthly Economic Update Presented by Ross Hunt, CFP®, February 2019 THE MONTH IN...
Read MoreInvestment Policy Statements What are they? Why are they important? A self-fulfilling policy. An investment policy statement (IPS) is a document which helps the client and advisor stay “on the same page” by clearly stating...
Read MoreIn this month’s recap: equity and commodity markets experience major losses, the Fed sends a hawkish message, home sales improve, and the economy maintains its momentum. Monthly Economic Update Presented by Ross Hunt, CFP®,...
Read MoreThis popular retirement savings vehicle comes in several varieties. What don’t you know? Many Americans know about Roth and traditional IRAs, but there are other types of Individual Retirement Arrangements. Here’s a quick...
Read MoreWise moves to make before things are finalized. Before your divorce goes through, it will be wise to check up on financial matters. It will be better to assess the state of your financial life before the split rather than after. Find...
Read MoreComparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses refine their income tax strategies....
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Thursday, May 3, 2018
Are Millennial Women Saving Enough for Retirement? The available data is more encouraging than discouraging. Women 35 and younger are often hard-pressed to save money. Student loans may be outstanding; young children may need to be...
Read MoreThe habits and values of wealthy Americans. Just how many millionaires does America have? By the latest estimation of Spectrem Group, a research firm studying affluent and high net worth investors, it has more than ever before. In 2015...
Read MoreWhat is cost basis? Stepped-up basis? How does the home sale tax exclusion work? At some point in our lives, we may inherit a home or another form of real property. In such instances, we need to understand some of the jargon involving...
Read MoreYour approach to building wealth should be built around your goals & values. Just what is “comprehensive financial planning?” As you invest and save for retirement, you will no doubt hear or read about it – but what...
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Wednesday, January 24, 2018
If you do, there are some “minor concerns” to keep in mind. Should you make a minor child the primary beneficiary of your IRA? Are there any caveats to that choice? IRA owners frequently name young children as contingent...
Read MoreThe "HUNT" Club A monthly newsletter for our clients and friends July 2017 Edition
Read MoreThe "HUNT" Club A monthly newsletter for our clients and friends June 2017 Edition
Read MoreHere is a way for a solopreneur to save much more for retirement. Self-employed? Seeking to ramp up your retirement savings? You should look at the potential of the Roth Solo 401(k). If you are a high-earning solopreneur, this savings...
Read MoreDoes taking a Roth IRA distribution affect the taxation of Social Security benefits? Generally, no. If the Roth IRA distribution is a qualified distribution (i.e., it’s made after 5 years and because the Roth IRA owner is age 59...
Read MorePress-Release - Ed Slott IRA Conference – May 2017
Read MoreThe "HUNT" Club A monthly newsletter for our clients and friends May 2017 Edition
Read MoreIf an investor chooses a non-human financial advisor, what price could they end up paying? Investors have a choice today that they did not have a decade ago. They can seek investing and retirement planning guidance from a human...
Read MoreContributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 may result in a 10% IRS penalty tax in addition to current income tax. The Roth...
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Read MoreHow do you claim them? How much can you receive? About 5 million widowed Americans get Social Security survivor benefits. If your spouse has passed, you may be eligible to collect them. This means that you could receive as much as 100%...
Read MoreThe answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to contend with this possibility since...
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